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We are committed to protecting your data and data privacy as a matter of policy. We promise that we will take steps to use your personal information only in ways that are compatible with this Privacy Policy effective for the web pages, newsletters, and opt-in lists owned and operated by InsuredR.

Here is a quick outline of how your personal information is processed and used in line with the Privacy Policy:

What information are we collecting and how are we collecting it?

Every computer connected to the Internet is given a domain name and a set of numbers that serve as that computer’s “Internet Protocol” IP address. When a visitor requests a page from any website within www.insuredr.com, our web servers automatically recognise that visitor’s domain name and IP address. The domain name and IP address reveal nothing personal about you other than the IP address from which you have accessed our site. We use this information to examine our traffic in aggregate, and to investigate misuse of the Site, its users, or to cooperate with law enforcement.

Will we disclose the information we collect to outside third parties?

We do not collect and evaluate this information for specific individuals. Our web servers do not automatically record e-mail addresses of the visitors. The information is strictly used for our subscription drives and promoting InsuredR events and services as those for which we are the official media partner. We see such services as an important service to our readers and website visitors.

What are cookies?

From time to time, the Site or its advertisers may send a “cookie” to your computer. A cookie is a small piece of data that is sent to your Internet browser from a Web server and stored on your computer’s hard drive. A cookie can’t read data off of your computer hard disk or read cookie files created by other Web sites. Cookies do not damage your system. We use cookies to identify which areas of the Site you have visited or customised, so the next time you visit, those pages may be readily accessible. Our advertisers may also use cookies to ascertain how many times you’ve seen an advertisement. Our advertisers and we may use this information to better personalise the content, banners, and promotions that you see on our site. You can choose whether to accept cookies by changing the settings of your Internet browser. You can reset your browser to refuse all cookies, or allow your browser to show you when a cookie is being sent. If you choose not to accept these cookies, your experience at the Site may be diminished and some features may not work as intended.

How do we use single-pixel gifs?

The Site and its advertisers may use single-pixel gif images, sometimes referred to as web bugs or web beacons, to count Web page accesses and gather some general statistical information. The Site does not gather personal information through the use of these images. Our advertisers may use single-pixel gifs that can track personal information from cookies that may have been previously placed on a user’s computer by an advertiser.

What information do we collect when you register for something?

The Site offers access to some services that require registration. We may use your registration contact information to send notification to you of InsuredR’s products and services by e-mail and/or postal mail. We will not directly share that information with our clients though where relevant we will market a client’s product or service or promotional material that is related to the topic or service for which you have registered. We may also use your IP address internally though we will not share it with any third parties.

What other information do we request?

We may also request your e-mail address or mailing address for the purposes of conducting a survey or to provide additional services (for example, subscriptions to e-mail newsletters, announcement lists or information about conferences and trade shows). Whenever we request the identity of a visitor, we will clearly indicate the purpose of the inquiry before the information is requested. We maintain a strict “No Spam” policy that means that we do not sell, rent, or otherwise give your e-mail address to a third-party, without your consent or as permitted by this Privacy Policy. When you register for a contest or other promotion, we may ask for your name, address, and e-mail address so we can administer the contest and notify winners. When we use co-branded services, or those provided by a third party, your information may be passed to the co-brand or third party provider and their use of your information is subject to their applicable privacy policies.

Will we disclose the information we collect to outside third parties?

InsuredR will disclose personal information and/or an IP address, when required by law or in the good-faith belief that such action is necessary to:

• Cooperate with the investigations of purported unlawful activities and conform to the edicts of the law or comply with legal process served on InsuredR;
• Protect and defend the rights or property of the InsuredR website and related properties, or visitors to our site;
• Identify persons who may be violating the law, the Terms & Conditions governing the Site, the rights of third parties, or otherwise misusing the Site;
• Fulfill a user’s order or request.

The Site uses reasonable precautions to keep the information disclosed to us secure. InsuredR reserves the right to transfer all such information in connection with the sale of all or part of InsuredR’s capital stock or assets. Furthermore, we are not responsible for any breach of security or for any actions of any third parties that receive the information. We are not responsible for such third party privacy policies or how they treat information about their users.

What else should you know about your privacy when online?

The Site contains many hyperlinks to third party Web sites. The Site also contains advertisements of third parties. The Site is not responsible for the privacy practices or the content of such third party Web sites or advertisers. InsuredR does not share any of the individual personal information you provide InsuredR with the third parties to which InsuredR links, except as stated elsewhere within this Privacy Policy, although InsuredR may share general, aggregate data with such third parties (such as how many people use our site). Please check with those websites to determine their privacy policy.

Please keep in mind that whenever you voluntarily disclose personal information online – for example through e-mail, or elsewhere – that information can be collected and used by others. In short, if you post personal information online that is accessible to the public, you may receive unsolicited messages from other parties in return. Ultimately, you are solely responsible for maintaining the secrecy of your personal information. Please be careful and responsible whenever you’re online.

Your Consent To This Agreement

By using www.insuredr.com, you consent to the collection and use of information by InsuredR as specified above. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it. Please send any questions about InsuredR’s Privacy Policy to: [email protected]